Maintain Your Independence.

Get the Care You Need.

Help Protect Your Future.

A long-term insurance policy from Mutual of Omaha can help you cover expenses related to:

  • Getting help from nurses or caregivers for daily activities at home such as (bathing, dressing, eating, transferring, toileting and continence) for at least 90 consecutive days.
  • Assisted living and nursing facilities.

Long-term care costs are climbing— in-home care averages [$50,000+] and nursing homes now average [$100,000+] per year. Without coverage, these expenses may impact your savings. Planning ahead helps ensure you receive the necessary care while protecting your financial stability and the well-being of your loved ones.

Long-Term Care Coverage Options

Explore Well-Known Long-Term Care Coverage Options

Traditional Long-Term Care
Specifically designed to provide dedicated long-term care coverage for home care, assisted living, and nursing facilities.

Hybrid Long-Term Care
These types of products combine life insurance or annuities with long term care benefits, ensuring policyholders receive value whether care is needed or not.

Life with LTC Rider
This product offers life insurance with a long-term care rider, allowing early access to the death benefit to help pay for long term care services if the insured becomes chronically ill.

Why Choose Mutual of Omaha for Long-Term Care Coverage?

For over a century, Mutual of Omaha has been a trusted leader in financial protection, offering reliable long-term care insurance to help you plan with confidence. Our flexible policies cover care at home, in assisted living, or a nursing facility. With customizable coverage, competitive rates, and exceptional service, we ensure you and your loved ones are always supported.

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